आपको market expert बनने की ज़रूरत नहीं। बस एक सही SIP, सही fund में, सही time पर। हम clear language में सब कुछ समझाते हैं — और आपका पैसा काम करने देते हैं।
20 min call · Goal plan free · इस हफ्ते 5 slots बचे हैं
| Comparison | ❌ FD / Savings Account | ✅ Mutual Fund SIP |
|---|---|---|
| Returns (typical) | 6–7% p.a. (FD) · 3.5% (savings) | 10–15% CAGR historically (equity MF · not guaranteed) |
| Inflation (6% p.a.) | Real return = 0–1% · wealth barely grows | Real return = 4–9% historically · wealth compounds |
| Tax on returns | FD interest fully taxable at your slab rate | LTCG 12.5% above ₹1.25L (equity MF) · more efficient |
| Minimum amount | Usually ₹1,000+ | ₹500/month SIP possible |
| Liquidity | Locked · penalty on premature withdrawal | Liquid funds: withdraw in T+1 · equity MF: anytime |
| Tax saving (80C) | 5-yr tax saver FD only · 5 yr lock-in | ELSS MF: ₹1.5L deduction · only 3 yr lock-in |
| ₹3,000/month · 10 years | ~₹5.0L (at 6% FD) | ~₹6.8L (at ~12% assumed · not guaranteed) |
⚠ यह comparison informational purpose के लिए है। Mutual fund returns guaranteed नहीं हैं। Please consult before investing.
"Main pehle sirf FD karta tha. Trustable ne mujhe samjhaya ki ₹5,000/month ki SIP, 15 saal mein, meri beti ki padhai ke liye kaafi hogi. Aaj 3 saal ho gaye — portfolio ₹2.8 lakh ho gaya."
"Mujhe market se darr lagta tha. Call mein pehle ek ghante baat hui — pure clarity ke sath. Unhone explain kiya ki SIP mein market girne pe zyada units milti hain. Ab main khud apne relatives ko explain karta hun."
"Small business hai mera. Tax planning samajh nahi aati thi. Trustable ne ELSS explain ki — ₹1.5 lakh ka deduction 3 saal lock-in mein. Plus CA partner ne ITR bhi file ki. Double fayda."
20 minute की free call। कोई pressure नहीं, कोई sales नहीं। बस आपके goals और आपके लिए एक clear plan।
20 min · Goal plan free · इस हफ्ते 2 slots बचे
Loading Form...